@SlowpokeSavings asks
I'm scared to total up the year's card spending. How do you make that constructive instead of depressing?
Jeff answers
I'd separate purchases, supplies, shipping, grading, and money actually received from sales, then look for one habit to change. Don't offset spending with our app's estimated collection value as though it were cash. The point is to make next year's budget clearer, not turn a spreadsheet into a verdict on yourself.
— Jeff, infinitepulls.com